Closing Costs

Customary Closing Costs Paid by Buyer:

  • Home Inspection
  • Natural Hazards Disclosure/ Enviro Ck/Tax Data Report ($200)
  • Loan Origination Fees (Points your lender is charging for loan)
  • Appraisal Fee (approx $350)
  • Credit Report
  • City Transfer Tax If Applicable (Buyer/Seller split 50/50) Hazard Insurance
  • Owners Title Insurance (Get Quote From Title Co.)
  • Lenders Title Insurance (Get Quote From Title Co.)
  • Prorated Property Taxes (From date of acquisition)
  • Escrow Fee (Get Quote From Title Co.)
  • Notary Fees

Customary Closing Costs Paid by Seller:

  • Pest Control Report
  • Pest Control Repairs (Section 1)
  • County Transfer Taxes ($1.10 per thousand)
  • City Transfer Taxes (Seller/Buyer split 50/50)
  • Prorated Property Taxes (To Close of Escrow)
  • All Loans Secured By The Property
  • Reconveyance Fee
  • Notary Fees
  • Real Estate Brokerage Commissions

Cities in Alameda County with Transfer Taxes:

  • Alameda: $12.00 per $1,000
  • Albany: $11.50 per $1,000
  • Berkeley $15.00 per $1,000
  • Hayward $4.50 per $1,000
  • Oakland $15.00 per $1,000
  • Piedmont $13.00 per $1,000
  • San Leandro $6.00 per $1,000

The American Dream Home Buying in Alameda
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The Transaction From Start To Finish